Saturday, January 29, 2011

Florida Wind Mitigation Inspection

When hurricanes, bringing heavy rains and tremendous winds, strike your home in Florida, It can cause heavy damage. It can destroy the roof, walls, appliances, windows, doors, and the garage in your home.  A Wind Mitigation Inspection is very important to ensure the safety of your family in your home during hurricanes. It is also a great way for residents in Florida to be informed about the conditions of their homes and its capability to endure hurricanes. A Wind Mitigation Inspection is also a great investment for the protection of your family, property, and home. With that, homeowners will have peace of mind even during natural catastrophes.



House for Wind Mitigation
On the other hand, having a house in Florida requires you to acquire a Windstorm Insurance. Unfortunately, because of the damaging hurricanes that have hit Florida over the past years, getting this insurance takes a lot of expenses. But there’s a way to save money and reduce your insurance expenses - that is, in having a Wind Mitigation Inspection. Discount in Windstorm Insurance fees came into effect on March 1, 2002 when Florida state legislators revised the new statewide building code. Finally, in 2003 new windstorm insurance rates were made and are now available for homeowners to benefit. This discount can only be given to homeowners with houses that have better wind resistant which can be proven by having a Wind Mitigation Inspection certificate.

Wind Mitigation Typical Construction
A Wind Mitigation Inspection is conducted by a certified inspector that will look into the features of your home and will analyze whether it is strong enough or less affected when hurricanes strike. This Wind Mitigation Inspector includes all the requirements of Home Safety and Hurricane resistance which are governed by the rules of Florida guidelines.  The inspection covers all the features in your home like the roof shape, concrete block construction, water resistance equipment, windows, doors, roof decks, and hurricane clips. The Inspectors will then tell if your house is equipped enough to resist hurricanes and will then give you a certification. But if your house did not meet the standards, you have to renovate it so that you will pass for the next inspection.  

A Wind Mitigation Inspection is not as costly as you think. In fact the fees are very reasonable. It’s really frugal to acquire this service because for only $150, you can get save as much as $1000 in your premium insurance fee. Also, the inspection will be quick and accurate for it takes only 20-30 minutes.

Surely, Florida Wind Mitigation Inspection is a need for every household to have this financial and  lifesaving for a reasonable price in your own home and time.

Watch this video to learn more about Wind Mitigation Inspection.



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